Mexico's Ministry of Finance and Public Credit published its third-quarter 2025 results for the development banking sector, highlighting volumes of credit and guarantee-backed financing to the private sector and reporting key profitability, capital and asset-quality indicators alongside updates on financial-inclusion activity. Across the first three quarters of 2025, development banks originated more than MXN 715.7bn of direct credit to private-sector target markets; including financing via guarantees, total placement reached MXN 1trn and 2.2 million beneficiaries. The balance of direct and induced private-sector credit stood at MXN 1.9trn at the end of Q3 2025 (with MXN 2.1trn estimated for end-2025), financial intermediation results exceeded MXN 19.6bn for January to September, and total assets were above MXN 3.2trn (9.3% of GDP). Capitalisation and portfolio metrics included an ICAP of 28.7% for the national credit institutions and a 42.2% strength index for promotion funds and trusts, with non-performing loan ratios of 2.3% and 6.7% and credit-risk coverage ratios of 262.3% and 94.6% on a total loan book above MXN 1.3trn. On inclusion, Banco del Bienestar operated 3,150 branches, reporting coverage of 98.4% of the population and administration of about 54 million accounts, with MXN 603.3bn disbursed to 31.5 million social-programme beneficiaries by the end of Q3 2025; Finabien reported 39,022 'créditos a la palabra' totalling MXN 861.7m, including the ApoyArte and Apoyo Crédito Solidario programmes. The update also noted Nafin’s MXN 108bn outstanding issuance programme (around 70% thematic bonds) and its Sustainable Fund’s USD 146.5m in committed non-reimbursable resources, of which USD 76.7m had been raised, and projected sector-wide profits of MXN 47.1bn by end-2025 to support the payment of 'aprovechamientos' and related capitalisation.
Ministry of Finance & Public Credit (Mexico) 2025-12-23
Mexico's Ministry of Finance and Public Credit reports MXN 1trn development bank financing through Q3 2025
Mexico's Ministry of Finance reported Q3 2025 results for the development banking sector, highlighting MXN 1trn in credit to the private sector and a total asset base of MXN 3.2trn. Key metrics included an ICAP of 28.7%, non-performing loan ratios of 2.3% and 6.7%, and a credit-risk coverage ratio of 262.3%. Banco del Bienestar achieved 98.4% population coverage with 3,150 branches, while Nafin's issuance programme and Sustainable Fund showed significant thematic bond activity.