The Hong Kong Monetary Authority, the Securities and Futures Commission, the Insurance Authority and the Mandatory Provident Fund Schemes Authority launched the Anti-Scam Consumer Protection Charter 3.0, creating a collaborative framework with technology firms and telecommunications firms to combat financial frauds and scams targeting the Hong Kong public. The initiative is supported by the Consumer Council, the Hong Kong Association of Banks, the Hong Kong Police Force and the Office of the Communications Authority. Building on Charters 1.0 and 2.0 launched in 2023 and 2024, Charter 3.0 sets out six principles covering the reporting of suspected frauds and scams, advertiser checks, internal monitoring processes, enforcement of terms of service, and collaboration on public education and awareness. The authorities highlighted a focus on coordinated action across regulators, industry and enforcement bodies, including encouraging the public to report suspected scams to help protect Mandatory Provident Fund interests.