Bank of the Lao has presented Lao PDR's credit management direction to 2030, setting out a 2026 to 2030 implementation plan aimed at strengthening how credit is overseen across the financial system. The plan focuses on improving the foundations for credit activity, strengthening risk monitoring, addressing problem loans and making lending more effective and aligned with sustainable economic needs. The direction was presented at a meeting chaired by Deputy Governor Aloun Bounyong with 129 participants from Bank of the Lao departments, ministries, commercial banks, non-bank financial institutions and other related stakeholders. Its six priorities are to build and develop credit information infrastructure, develop tools for credit risk management monitoring and assessment, resolve non-performing loans and broader debt issues in the banking system, improve the effectiveness of lending while promoting domestic currency use and alignment with priority economic sectors, strengthen commercial banks' credit governance, and expand diverse and modern credit products while developing the capital market as a channel for long-term funding for commercial banks.
Bank of the Lao 2026-05-05
Bank of the Lao outlines credit management roadmap to 2030 focused on data infrastructure NPL resolution and lending governance
The Bank of the Lao has set out Lao PDR’s credit management direction to 2030, including a 2026–2030 implementation plan to strengthen credit oversight across the financial system. The plan prioritises building credit information infrastructure, enhancing credit risk monitoring tools, resolving non-performing loans, improving lending effectiveness and domestic currency use, strengthening banks’ credit governance, and expanding modern credit products and capital market funding channels.