Romania's Ministry of Finance announced that the government has adopted measures it initiated to continue the Noua Casă mortgage guarantee programme in 2026 with a RON 500 million guarantee ceiling and to provide up to RON 12 billion of temporary financing for local authorities. The package is aimed at preserving access to home purchase loans, especially for first-time buyers and borrowers that do not meet standard lending conditions, and at unblocking local investment projects while increasing absorption of EU funds. For Noua Casă, the new ceiling keeps the state-backed mortgage guarantee scheme operating in 2026. The local authority package consists of two emergency ordinances. One creates up to RON 10 billion of interest-free State Treasury loans for Recovery and Resilience Plan projects as temporary bridge financing to cover cash-flow gaps across more than 11,300 ongoing contracts worth about RON 46 billion, including RON 34.4 billion of eligible expenditure. The other makes up to RON 2 billion available from privatisation proceeds to complete 2014–2020 EU-funded projects and support co-financing for investments backed by non-repayable external funds in the current programming period. The ministry said the temporary financing will not affect the budget deficit.
Ministry of Finance (Romania) 2026-05-04
Romania's Ministry of Finance announces adoption of a RON 500 million Noua Casă guarantee cap for 2026 and up to RON 12 billion in local authority bridge financing
Romania’s Ministry of Finance announced measures to continue the Noua Casă state-backed mortgage guarantee programme in 2026 with a RON 500 million guarantee ceiling and to provide up to RON 12 billion of temporary financing for local authorities. This includes up to RON 10 billion of interest-free State Treasury bridge loans for Recovery and Resilience Plan projects and up to RON 2 billion from privatisation proceeds to complete 2014–2020 EU-funded projects and co-finance current-period investments, with the ministry stating this will not affect the budget deficit.