Moldova's National Commission for Financial Markets has issued a consumer warning about an alarming rise in fraud attempts across the country, with scammers using increasingly varied and convincing pretexts to create urgency or panic. The alert says fraudsters seek personal data such as national identification numbers and income information, as well as bank card details and one-time SMS passwords, which can then be used to access accounts directly or take out fast loans in a victim's name. The commission highlights common schemes including fake parcel delivery messages, calls from supposed telecom operators asking victims to disclose codes, follow links or install apps, false notifications that a loan has been approved, fictitious prize, donation or inheritance claims, and requests from purported state or utility staff for income, pension or family information. It advises consumers never to disclose personal or banking details, confirmation codes, or income information to unknown callers, and not to open suspicious links or install requested applications. If contact has already occurred, consumers should end the call, verify the information using the institution's official contact details, notify their bank and the police where relevant, and block the card immediately through their banking app.