The National Bank of Moldova held two working meetings with representatives of licensed savings and loan associations, presenting its supervision and control process, key findings, and the obligations arising from recent changes to the regulatory framework for the sector. The sessions also addressed the application of amended consumer protection rules to financial services provided by these associations. The discussions included clarification of the criteria for distinguishing between “consumer” and “professional” status for individual members of savings and loan associations, alongside an overview of the sector’s size and role in the financial system. The central bank also outlined general directions for consolidating the sector and the indicative stages of a process to reform the relevant regulatory framework, described as gradual and predictable and aimed at strengthening operational capacity and depositor protection. Participants indicated they are ready to engage in consultations on future legislative initiatives, and the National Bank of Moldova reiterated its intention to maintain decision-making transparency and public consultation as the sector modernisation process progresses.