Bank for International Settlements publishes Basel III monitoring showing slightly higher liquidity ratios and stable capital and leverage for large banks

The Bank for International Settlements has published its latest Basel III monitoring exercise, showing that large internationally active banks saw slightly higher Liquidity Coverage Ratios and Net Stable Funding Ratios in the first half of 2025, while risk-based capital and leverage ratios remained stable. The report is based on data as of 30 June 2025 and covers both Group 1 and Group 2 banks. The average impact of the fully phased-in Basel III framework on Group 1 banks’ Tier 1 minimum required capital decreased, which the report links to implementation progress. Results are presented for the “current Basel III framework” as implemented across jurisdictions as of 30 June 2025 and for a “fully phased-in final Basel III framework (2028)” applied to the same balance sheet positions, assuming full application after transitional arrangements expire on 1 January 2028 and without assumptions on profitability or behavioural responses. The sample includes 150 banks, comprising 101 Group 1 banks (including 29 global systemically important banks) and 49 Group 2 banks. Interactive Tableau dashboards accompany the report, including an expanded cryptoasset exposures dashboard showing how banks report whether certain cryptoasset exposures meet the four classification conditions set out in SCO60, alongside a Basel III implementation dashboard summarising implementation status across jurisdictions.