The Financial Services Regulatory Authority of Ontario has published its 2025-2026 Mortgage Brokering Supervision Plan, setting supervision priorities aimed at protecting consumers amid economic uncertainty and housing affordability pressures. A central focus is private mortgage lending, which FSRA describes as a growing segment where consumers face higher risks. The plan sets out how FSRA will supervise the mortgage brokering sector to promote fair consumer treatment and maintain industry integrity. Supervision activities will focus on whether brokerages and principal brokers have effective oversight of agents and brokers, whether principal brokers meet their obligations to ensure agents and brokers are suitable to be licensed and operate with integrity, whether consumers receive private mortgage advice and products that are suitable to their financial needs and circumstances, and whether mortgage administrators appropriately manage investments to support investor and lender confidence.

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