The Dutch Authority for the Financial Markets has published guidance to help mortgage advisers in the Caribbean Netherlands provide suitable advice to consumers seeking mortgage credit. It explains how advisers can apply the advice quality requirements under the Financial Markets Act BES and align recommendations with a customer’s financial position, objectives and risk appetite. The guidance is nonbinding and is not a comprehensive mortgage advice manual. Continuing the authority’s use of practical examples and good practices to clarify statutory advice standards, it addresses the advice process and responsible housing costs, as well as life events, mortgage refinancing, interest rate and climate risks, and tax considerations.
2026-09-25Dutch Authority for the Financial Markets
Dutch Authority for the Financial Markets publishes mortgage advice guidance for the Caribbean Netherlands
The Dutch Authority for the Financial Markets has issued guidance to help mortgage advisers in the Caribbean Netherlands meet statutory standards and provide advice suited to customers’ circumstances. The nonbinding guide provides examples and good practices covering the advice process, affordable housing costs and key financial risks.