The South Korea Financial Supervisory Service published the end-December 2025 capital adequacy results for seven financial conglomerates, showing their aggregate capital adequacy ratio rose to 177.6% from 174.3% a year earlier. All seven groups remained above the regulatory minimum of 100%, with ratios ranging from 145.5% to 207.9%, indicating continued compliance across the sector. Integrated equity increased 24.2% to KRW212.5 trillion, while aggregate requisite capital rose 21.9% to KRW119.6 trillion. The increase in equity was linked to valuation gains from the stock market rally and higher issuance in the insurance sector, while the rise in requisite capital reflected larger asset bases, including higher book values of equity holdings and growth in overseas affiliated financial companies' total assets. Without transitional measures, the aggregate capital adequacy ratio stood at 174.2%, up 3.8 percentage points from 170.4% a year earlier. The Financial Supervisory Service said it will continue monitoring capital adequacy trends at financial conglomerates in response to rising market volatility and will keep guiding the groups to strengthen internal controls and manage risk factors strictly.
South Korea Financial Supervisory Service2026-06-24
South Korea Financial Supervisory Service reports seven financial conglomerates capital adequacy ratio rose to 177.6 percent at end-2025
The South Korea Financial Supervisory Service said the aggregate capital adequacy ratio of seven financial conglomerates rose to 177.6% at end-December 2025 from 174.3% a year earlier. Integrated equity climbed to KRW212.5 trillion and requisite capital increased to KRW119.6 trillion, while all groups remained above the 100% regulatory minimum. The authority said it will continue monitoring capital trends and risk management.