The Japan Financial Services Agency published the results of its consultation and finalised partial revisions to its Comprehensive Supervisory Guidelines, updating supervisory expectations for small and medium-sized and regional financial institutions in line with the Regional Financial Capacity Enhancement Plan. The revisions aim to promote financial institutions’ support for M&A and business succession, loans that do not rely on management guarantees, digitalisation support, and recruitment services. The consultation ran from 19 December 2025 to 30 January 2026 and generated 14 submissions, with the agency publishing a summary of comments and its responses. The release also included old-versus-new comparison tables for revisions covering the guidelines for small and medium-sized financial institutions, major banks, systematic financial institutions, and fishermen’s cooperative system credit businesses. The revised supervision guidelines will be applied from 1 April 2026.
Japan Financial Services Agency 2026-02-20
Japan Financial Services Agency finalises supervisory guideline revisions to promote M&A support and non-guaranteed lending
The Japan Financial Services Agency finalized revisions to its Comprehensive Supervisory Guidelines, aligning them with the Regional Financial Capacity Enhancement Plan. Updates focus on promoting M&A support, business succession, non-guaranteed loans, digitalisation, and recruitment services for small and medium-sized regional financial institutions. The revisions, effective 1 April 2026, include comparison tables for various financial entities.