European Insurance and Occupational Pensions Authority annual report highlights 2025 work on Savings and Investments Union regulatory simplification and a new strategy

The European Insurance and Occupational Pensions Authority has published its 2025 Annual Report, setting out its main work and outcomes over the year. The report places EIOPA’s activity in the context of geopolitical instability, rapid advances in artificial intelligence, more frequent and intense weather events and rising cyber threats, while highlighting its focus on financial stability, effective supervision and consumer protection across the EU insurance and occupational pensions sectors. A central theme was support for the Savings and Investments Union, particularly through continued work on the pension agenda to promote retail investment and retirement saving and help address the EU pensions gap. The report also says EIOPA defined and embedded an approach to regulatory simplification and burden reduction, aligned with European Commission priorities, built around smarter and more harmonised regulation and more effective supervision at EU level. Other priorities included sustainable insurance and pensions, digital transformation and data-driven supervision, consistent prudential and conduct supervision as cross-border business grows, and monitoring risks, vulnerabilities and emerging threats in the EU financial sector. The report adds that EIOPA defined a new strategy in 2025 for the coming years. It is built on three pillars: strengthening the functioning of the Single Market, enhancing market and societal resilience against risks, and making supervision simpler, bolder and faster.