Taiwan Financial Services Commission reports May 2025 payment market statistics with 59.8 million effective credit cards and 32.63 million e-payment users

Taiwan Financial Services Commission published its May 2025 operational statistics for credit cards, cash cards and electronic payment institutions. The figures show modest month-on-month increases in credit card counts and electronic payment account users, alongside slightly lower credit card revolving and instalment balances and largely stable delinquency metrics. Thirty-two credit card issuers were operating, with 59.8 million effective cards and 39.54 million active cards; revolving credit stood at TWD 113.4 billion and undue instalment balances at about TWD 156.7 billion, while monthly retail sales were about TWD 371.8 billion and write-offs about TWD 0.6 billion. The average credit card delinquency ratio (past due over three months, against receivables including non-accrual amounts) was 0.3%. Thirteen institutions offered cash cards, with 0.28 million effective cards and loan balances of TWD 10.1 billion; write-offs were about TWD 18 million and the delinquency ratio was 1.146%. For electronic payments, nine specialised institutions and 20 dual-status providers were active; stored value cards totalled 194.4 million effective cards with TWD 6.6 billion in monthly retail sales and TWD 15.23 billion stored value, while electronic payment accounts had 32.63 million users, TWD 21.23 billion in agent collection/payment flows, TWD 18.6 billion in small-amount remittances, TWD 30.12 billion in monthly stored value funds, and TWD 20.26 billion in end-of-month account balances.