The Croatian Financial Services Supervisory Agency published remarks from the 2nd Annual Meeting of Regulators, which it co-organised with the Croatian National Bank, centered on how regulators should respond to cyber threats and wider global instability. In that context, Deputy President of the Hanfa Board Anamarija Staničić said regulators are operating in a more systemic and less predictable risk environment, with the financial sector a particularly attractive target, and argued that resilience now depends on coordinated action across institutions rather than institution-by-institution responses. Staničić presented Hanfa's approach to cybersecurity as focused on resilience-building, human capital development, preventive activities and cooperation with relevant stakeholders. Broader discussions at the meeting linked cyber resilience to cross-sector operational continuity, stressing that communications networks, digital services, data flows and interconnectivity underpin finance, energy, transport, healthcare and public administration. Participants said that because service disruptions may originate from banks, telecom operators, cloud providers, software vendors or public bodies, effective response requires clear protocols, regular exercises, timely information-sharing and close cooperation among regulators, firms, public authorities and European partners.