The European Banking Authority has issued its formal response to the European Parliament’s 2024 discharge report covering European Union agencies. The Parliament granted discharge for the authority’s 2024 budget implementation and approved the closure of its accounts. Of the report’s observations, nine directly mention the authority, and none require specific follow-up action. The response nevertheless highlights a resource gap for 2027-2029 arising from mandates under the banking package, crisis management and deposit insurance framework, and revised payment services framework that were not accompanied by additional resources. The authority has requested four permanent and three temporary posts and has put 15% of forthcoming mandates on hold after assessing their supervisory or resolution value against the burden on industry. It also reported that activity-based budgeting distinguishes fee-funded supervisory and oversight work from activities funded by EU and national competent authority contributions, although it considers any further allocation between those two contribution sources impracticable because the underlying work and benefits are shared.