The National Bank of Moldova published an anniversary statement marking 35 years since its establishment and Bank Sector Workers' Day, using it to summarise the state of the banking system and recent financial infrastructure developments. It said Moldova's banking sector is now stronger, better capitalised, more transparent and increasingly aligned with European standards, with about 95% of banking assets controlled by European investors. The statement cited a capital adequacy ratio of 22.3% in March 2026, more than twice the National Bank of Moldova's minimum requirement, and a liquidity coverage ratio of 299.8%. It also pointed to progress toward recognition of the national framework as equivalent to that of the European Union, recent sovereign rating actions of BB- from S&P, B+ confirmed by Fitch and an upgrade to B2 by Moody's, all with stable outlooks, and the bank's recent hosting in Chisinau of representatives from the 24 member states of the Group of Banking Supervisors from Central and South Eastern Europe. On payments, it said Moldova's connection to the Single Euro Payments Area has, within a few months, made SEPA the main channel for euro payments to and from the country, while the MIA Instant Payments system developed by the central bank is reshaping domestic payments through round the clock digital transfers.
National Bank of Moldova2026-06-04
National Bank of Moldova marks its 35th anniversary and highlights stronger bank resilience and SEPA as the main euro payments channel
The National Bank of Moldova marked its 35th anniversary, highlighting a stronger, better capitalised and more transparent banking sector, with about 95% of assets held by European investors. It reported a capital adequacy ratio of 22.3% and a liquidity coverage ratio of 299.8% as of March 2026, noted progress toward EU framework equivalence and recent sovereign rating actions with stable outlooks, and underscored enhanced regional supervisory engagement. The bank also said Single Euro Payments Area connectivity has become the main euro payments channel and that its MIA Instant Payments system is reshaping domestic payments through 24/7 digital transfers.