The Central Bank of Egypt reported that Egypt’s financial inclusion rate rose to 77.6% by the end of 2025 and confirmed that a Second Financial Inclusion Strategy for 2026–2030 is under development. The update links the results to the objectives of the 2022–2025 strategy and cites 54.7 million citizens holding active transactional accounts. Active accounts include bank accounts, Egypt Post accounts, mobile wallets, and prepaid cards, and are measured against 70.5 million citizens aged 15 years and above, with the Central Bank citing 219% growth in inclusion between 2016 and 2025. Financial Inclusion Datahub indicators show women’s financial inclusion rising from 19.1% in 2016 to 71.4% by end-2025, while youth (15–35) increased from 36.3% in 2020 to 56.8% in 2025. Work on the 2026–2030 strategy involves coordination with multiple ministries and bodies including the Financial Regulatory Authority, Egypt Post, the National Council for Women, and the Micro, Small, and Medium Enterprises Development Agency. The new strategy is being developed using findings from an ongoing demand-side survey conducted with the Central Agency for Public Mobilization and Statistics, with technical assistance from the World Bank Group and the International Finance Corporation, to assess usage and barriers to access. Stated priorities include expanding usage through digital solutions and innovation, supporting the transition to a green economy via sustainable financing instruments, improving financial awareness through education and literacy programmes, strengthening consumer protection to support trust, supporting SMEs and entrepreneurs, reinforcing public-private partnerships, and advancing financial and technological infrastructure.

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