The Financial Superintendence of Colombia published remarks by Superintendent César Ferrari from a Bancóldex-hosted financial inclusion event, outlining the supervisor’s use of artificial intelligence to strengthen oversight and announcing a new objective to build a unified supervisory model spanning multiple financial markets. Ferrari argued that conventional economic and financial models should evolve to incorporate external variables that affect consumers’ repayment capacity in changing conditions, citing recessions and income loss as key drivers independent of credit history. The supervisor has been developing AI-based models for two years through its Center of Excellence in Data Analytics to analyse the behaviour of supervised entities and consumers, as well as the economy’s systemic dynamics. The planned unified supervision model is intended to integrate information across financial markets to anticipate risks, project firms’ performance and support regulatory decision-making.
Superintendencia Financiera de Colombia2025-10-14
Financial Superintendence of Colombia sets goal to develop a unified AI-based supervision model
The Financial Superintendence of Colombia, led by Superintendent César Ferrari, announced a unified supervisory model across financial markets, using artificial intelligence to enhance oversight. Ferrari emphasized considering external variables affecting consumer repayment capacity, beyond traditional credit history. The AI-based models, developed over two years, aim to analyze systemic dynamics and support regulatory decision-making.