The Taiwan Financial Services Commission published March 2026 asset quality data for 38 domestic banks showing total outstanding loans increased by NT$707.7 billion from the previous month to NT$46.58 trillion, while the average non-performing loan ratio remained unchanged at 0.15%. Non-performing loans totaled NT$68.89 billion, up NT$0.49 billion month on month, and the coverage ratio of allowances for NPLs stood at 900.67%. Compared with the same month a year earlier, the average NPL ratio was down 0.01 percentage points. The coverage ratio declined by 0.94 percentage points from the previous month. The commission described domestic banks' asset quality as manageable at the end of March 2026 and said it will continue to require banks to take measures to improve asset quality and financial structure on an ongoing basis.
Taiwan Financial Services Commission 2026-05-07
Taiwan Financial Services Commission reports March domestic bank NPL ratio unchanged at 0.15% with loans rising to NT$46.58 trillion
The Taiwan Financial Services Commission reported that in March 2026 total outstanding loans at 38 domestic banks rose to TWD 46.58 trillion, while the average non-performing loan ratio remained stable at 0.15% and non-performing loans increased slightly to TWD 68.89 billion. The coverage ratio of allowances for non-performing loans was 900.67%, marginally lower than the previous month, and the commission assessed asset quality as manageable while reiterating requirements for banks to strengthen asset quality and financial structure.