HM Treasury and the U.S. Department of the Treasury issued a joint statement summarising the 12th official meeting of the U.S.–UK Financial Regulatory Working Group, held in Washington, DC on 25 February 2026. The record highlights discussions on the economic and financial stability outlook, the Transatlantic Taskforce for Markets of the Future, digital finance and innovation, and regulatory modernisation. Senior officials were joined by representatives from the Board of Governors of the Federal Reserve System, Commodity Futures Trading Commission, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Securities and Exchange Commission, Bank of England, and Financial Conduct Authority. The statement notes progress on the Transatlantic Taskforce for Markets of the Future following a joint industry roundtable, and covers exchanges on digital assets regulation (including supporting adoption of stablecoins for payments), the UK’s Digital Securities Sandbox, payments modernisation, use of artificial intelligence in financial services, cybersecurity and operational resilience (including critical third parties), non-bank financial intermediation, and domestic banking regulation. It also records HM Treasury’s outline of the UK government’s capital markets reform programme, including a commitment to move to a T+1 settlement cycle in October 2027. The Transatlantic Taskforce for Markets of the Future aims to report back with recommendations via the Working Group in summer 2026, and the Working Group plans to reconvene in summer 2026.