The Egypt Financial Regulatory Authority published updated statistics on Egypt’s supervised non-bank financial sector showing broad growth by end-2025 and into 2026, and highlighted existing supervisory rules on prudential standards and lending discipline. Supervised entities numbered 2,532 and served more than 64 million customers, financing granted by regulated entities reached about EGP 1.4 trillion by end-2025, equivalent to around 54% of financing provided by Egypt’s financial sector to the private sector, households and individuals, and non-bank finance portfolios stood at about EGP 417 billion across more than 9.8 million contracts with defaults below 3%. The authority said all companies and entities across non-bank financial activities are required to apply Basel III standards for capital adequacy, leverage, liquidity and individual and sector concentration ratios, while non-bank finance companies must assess customer creditworthiness before granting finance, including reviews of underwriting policies, credit enquiries, risk analysis and concentration limits. Future receivables used in securitizations remain subject to technical and supervisory review before approval, with ongoing oversight of custodians on earlier issues. The broader data also pointed to stronger activity in other supervised segments, including a 22.3% rise in stock market capitalization from end-2025 to about EGP 3.668 trillion by 30 April 2026, insurance premiums up 22.5% in 2025 to EGP 130.8 billion, and double-digit growth in mortgage finance, financial leasing, consumer finance and factoring.
Egypt Financial Regulatory Authority 2026-05-14
Egypt Financial Regulatory Authority reports 64 million customers in non-bank finance and highlights Basel III and creditworthiness mandates
The Egypt Financial Regulatory Authority reported broad growth in the supervised non-bank financial sector, with 2,532 entities serving over 64 million customers and non-bank finance portfolios of EGP 417 billion across more than 9.8 million contracts, with defaults below 3%. It reiterated that all non-bank financial institutions must apply Basel III capital, leverage, liquidity and concentration standards, and that non-bank finance companies must conduct creditworthiness assessments and risk analysis before granting finance, with securitised future receivables subject to technical and supervisory review. It also noted stronger activity in other supervised segments, including a 22.3% rise in stock market capitalization to EGP 3.668 trillion by 30 April 2026 and a 22.5% increase in insurance premiums in 2025 to EGP 130.8 billion.