The Indonesia Financial Services Authority, as part of the Financial System Stability Committee’s second-quarter assessment, reported that Indonesia’s financial sector remained resilient despite heightened geopolitical tensions and global market volatility. Bank lending grew 12.67% year over year in June, while the gross nonperforming loan ratio was 2.09% and the capital adequacy ratio was 23.70%. The domestic equity market began recovering in July after a sharp second-quarter correction, and capital-market fundraising reached IDR113.13 trillion through July 31. The authority also outlined measures to support stability and financing. Financial services firms must update credit or financing information in the Financial Information Services System within three working days after repayment, with debtor information reported for amounts above IDR1 million, effective July 1. The authority is overseeing escrow accounts for natural-resource export proceeds and confirmed that these funds may be treated as cash collateral. It is also continuing capital-market integrity reforms, strengthening requirements for securities companies and investment managers, supporting carbon exchange development and requiring financial influencers to provide clear, accurate and nonmisleading information.
OJK2026-08-04
Indonesia Financial Services Authority reports resilient financial sector and strengthens credit reporting and market oversight
The Indonesia Financial Services Authority reported that the financial sector remained resilient, with bank lending up 12.67% year over year and capital ratios remaining strong in June. It also accelerated credit-record updates, strengthened oversight of export proceeds and advanced capital-market and financial-influencer rules.