The Bank of Korea published preliminary 2025 Flow of Funds statistics showing the domestic economy recorded net lending of KRW 158.2 trillion, up from KRW 116.6 trillion in 2024, alongside a further rise in the domestic non-financial sector’s financial assets-to-liabilities ratio. Households and non-profit institutions serving households increased net lending to KRW 269.7 trillion (from KRW 215.5 trillion), while non-financial corporations’ net borrowing narrowed to KRW -34.2 trillion (from KRW -77.5 trillion) and general government net borrowing widened to KRW -52.6 trillion (from KRW -36.1 trillion); financial corporations moved to net borrowing of KRW -24.8 trillion (from net lending of KRW 14.7 trillion). At end-2025, total financial assets of the domestic non-financial sector rose to KRW 13,986.1 trillion (up KRW 1,656.1 trillion year on year) and total financial liabilities excluding equity and foreign direct investment increased to KRW 8,101.2 trillion (up KRW 330.2 trillion), lifting the sector’s financial assets-to-liabilities ratio to 1.73 (from 1.59), with the ratio for households and NPISH increasing to 2.54 (from 2.31).
Bank of Korea 2026-04-09
Bank of Korea releases preliminary 2025 flow of funds showing total-economy net lending rising to KRW 158.2 trillion
The Bank of Korea’s preliminary 2025 Flow of Funds statistics show domestic net lending rose to KRW 158.2 trillion from KRW 116.6 trillion in 2024, driven by higher net lending by households and non-profit institutions serving households and reduced net borrowing by non-financial corporations. General government net borrowing widened and financial corporations shifted to net borrowing, while the domestic non-financial sector’s financial assets-to-liabilities ratio increased to 1.73, with the ratio for households and related non-profit institutions rising to 2.54.