In remarks delivered at the maiden launch of the 2025 Financial Stability Report, the Bank of Ghana said Ghana’s financial sector grew and remained resilient in 2025 as macroeconomic conditions improved after earlier shocks and debt restructuring risks. Total financial sector assets rose 23.2% to GHS 647.25 billion, equivalent to 45.1% of GDP, with profitability and solvency strengthening across all four financial industries. The Bank highlighted two main changes in this edition of the report. It adds a summary of initiatives undertaken by the Financial Stability Council to support financial stability and further develop the sector, and it updates the resilience assessment to include the results of a Systemic Risk Survey. The measures highlighted include implementation of a framework for conglomerate supervision to strengthen oversight of financial groups with cross-sector activities and reduce regulatory arbitrage. Following passage of the Virtual Assets Service Providers Act 2025, the Financial Stability Council has tasked its Technical Committee with developing a risk matrix to monitor risks in the virtual asset service provider space.
Bank of Ghana2026-05-15
Bank of Ghana launches 2025 Financial Stability Report showing stronger resilience and 23.2% asset growth
The Bank of Ghana’s 2025 Financial Stability Report finds the financial sector grew and remained resilient in 2025, with total assets up 23.2% to GHS 647.25 billion, or 45.1% of GDP, and stronger profitability and solvency. The report summarizes Financial Stability Council initiatives, updates resilience assessments with a Systemic Risk Survey, and highlights implementation of a conglomerate supervision framework. Following the Virtual Assets Service Providers Act 2025, the Council’s Technical Committee will develop a risk matrix to monitor risks in the virtual asset service provider sector.