The Swedish Financial Supervisory Authority (Finansinspektionen) announced that the European Commission does not object to its plan to extend the current risk weight floors for Swedish mortgage and commercial property exposures, allowing the measures to be implemented in Sweden under Article 458 of the Capital Requirements Regulation. Finansinspektionen notified the European Commission and the European Systemic Risk Board on 30 April 2025 that it intended to extend the existing floors of 25 percent for Swedish residential mortgages, 35 percent for Swedish commercial real estate and 25 percent for Swedish commercial residential property. The Commission has decided not to propose that the Council of the European Union reject the extensions. The current floor for Swedish mortgages runs until 30 December 2025, while the current floors for commercial property exposures run until 29 September 2025. Finansinspektionen plans to take a final decision before the measures expire.
Finansinspektionen 2025-06-27
Swedish Financial Supervisory Authority gets European Commission non-objection to extend risk weight floors for mortgages and commercial property
The Swedish Financial Supervisory Authority (Finansinspektionen) announced that the European Commission does not object to its plan to extend risk weight floors for Swedish mortgage and commercial property exposures under Article 458 of the Capital Requirements Regulation. The existing floors are 25% for residential mortgages, 35% for commercial real estate, and 25% for commercial residential property. Finansinspektionen will decide before the current measures expire in 2025.