De Nederlandsche Bank has released a new episode of its podcast featuring DNB colleagues Ria Roerink and Marnix Driesse that explains how the payments system works and discusses developments in payment technology. In the podcast, DNB frames payments as a trust-based global network of transactions involving both public and private money, rather than announcing a new policy measure. The discussion covers what money is and notes that, while central banks issue money, commercial banks can also create it. It also reviews recent innovation in payment methods and says DNB considers choice important across cash and digital payments, including payments made by phone or in stablecoin, provided the underlying process remains safe and reliable.