The National Credit Union Administration published its second quarter 2025 state-level credit union data report, presenting performance metrics for federally insured credit unions across all 50 states and the District of Columbia. The Quarterly U.S. Map Review shows that, at the median, assets and shares and deposits increased over the year ending in the second quarter of 2025, while loans outstanding declined slightly. At the end of the second quarter of 2025, the national median loan-to-share ratio was 70 percent. Membership grew in aggregate over the year, but median membership fell by 0.5 percent, with credit unions experiencing declining membership tending to be smaller institutions, as over half reported assets below USD 50 million. Profitability indicators improved, with 87 percent of federally insured credit unions reporting positive year-to-date net income in the second quarter of 2025 compared with 84 percent in the second quarter of 2024. The report also includes state-level unemployment rates and home price information.
National Credit Union Administration 2025-09-17
National Credit Union Administration releases Q2 2025 state-level data showing higher median assets and deposits and slightly lower loans
The National Credit Union Administration's Q2 2025 report shows increased assets and shares, but a slight decline in loans. The national median loan-to-share ratio was 70 percent, with aggregate membership growth despite a 0.5 percent drop in median membership, mainly affecting smaller credit unions. Profitability improved, with 87 percent of federally insured credit unions reporting positive net income, up from 84 percent in Q2 2024.