The Central Bank of Uruguay published remarks by President Guillermo Tolosa to corporate finance professionals on how Uruguay’s inflation-targeting regime is shaping exchange-rate dynamics and corporate funding decisions, with an emphasis on active risk management rather than reliance on perceived currency protection. Tolosa stated that, under inflation targeting, the exchange rate floats freely and that the central bank has not intervened in the foreign-exchange market for more than four years. He argued that as the regime consolidates, the exchange rate tends to become more volatile on a day-to-day basis while being less prone to abrupt and sustained depreciations, and cautioned that predicting fluctuations remains difficult given the role of international factors. In this context, he warned that holding excess USD deposits as a hedge against an increasingly less probable event can expose firms to volatility in local purchasing power, and positioned the finance function as responsible for protecting enterprise value across scenarios without depending on luck or state protection.