The Egypt Financial Regulatory Authority published an interview with its chair, Mohamed Farid, setting out how a new real estate title deed insurance policy is intended to protect buyers by compensating them if an ownership dispute that was not apparent at the time of purchase later results in the loss of the property. The authority framed the product as a tool to provide additional assurance to both foreign and domestic investors, including in the context of Egypt’s real estate export ambitions. The policy is positioned as distinct from traditional property insurance, which covers physical risks such as fire, theft, water damage, or collapse, because it focuses on undisclosed title disputes rather than damage to the building itself. Coverage can extend beyond properties registered in the official real estate registry to include unregistered properties, provided the insurer conducts a thorough technical review of land allocation decisions and ownership documentation to assess the risk of genuine disputes. The authority also stated it prepared a general policy wording aligned with Egyptian law and global reinsurance requirements, and noted that one insurance company is already working to activate the policy and sell it to real estate developers seeking to offer additional guarantees to foreign buyers.
Egypt Financial Regulatory Authority 2026-01-15
Egypt Financial Regulatory Authority details new real estate title deed insurance policy and says an insurer is activating it for developers
The Egypt Financial Regulatory Authority introduced a real estate title deed insurance policy to protect buyers from undisclosed ownership disputes, enhancing assurance for foreign and domestic investors. Unlike traditional property insurance, it covers title disputes rather than physical damage and can include unregistered properties after a risk assessment. An insurance company is preparing to market the policy to developers targeting foreign buyers.