The Bank of Lithuania published monetary financial institution (MFI) balance sheet and interest rate statistics for February 2025, showing rising household deposits and continued growth in lending to households and non-financial corporations, alongside declines in new business interest rates on both deposits and loans. Transaction-adjusted deposits of Lithuanian residents (excluding MFIs) with credit institutions increased by EUR 85.3 million (0.2%) over the month, with household deposits up EUR 282.5 million (1.1%) to EUR 25.4 billion and non-financial corporation deposits down EUR 169.5 million (1.5%) to EUR 10.8 billion. Transaction-adjusted loans granted by credit institutions to Lithuanian residents rose by EUR 253.7 million (0.8%) to EUR 16.2 billion for households and EUR 12.3 billion for non-financial corporations, while household lending increases were led by house purchase loans (up EUR 107.9 million to EUR 13.4 billion) and consumption loans (up EUR 20.7 million to EUR 1.5 billion). New business interest rates fell to 5.30% for household loans (down 0.28 percentage points) and to 5.16% for non-financial corporation loans (down 0.47 percentage points), while rates on deposits with agreed maturity declined to 2.29% for households (down 0.17 percentage points) and to 2.37% for non-financial corporations (down 0.19 percentage points).
Bank of Lithuania 2025-03-27
Bank of Lithuania publishes February 2025 MFI statistics showing higher household deposits and loan growth as new business rates fall
The Bank of Lithuania's February 2025 MFI statistics show increased household deposits and lending to households and non-financial corporations. Household deposits rose by EUR 282.5 million to EUR 25.4 billion, while loans to households increased by EUR 253.7 million, driven by house purchase and consumption loans. New business interest rates decreased for both loans and deposits, with household loan rates at 5.30% and deposit rates at 2.29%.