The Central Bank of Peru published updated credit statistics showing that outstanding mortgage credit for home purchases grew 7.2% year on year in January 2026, up from 7.1% in December 2025 and the highest rate since February 2023. The mortgage credit stock rose to PEN 75,040 million and increased 0.5% month on month. Growth was mainly driven by mortgages denominated in soles, which expanded 8.1% year on year and 0.6% month on month, while the dollar share of mortgage lending remained low at 5.5% in January 2026.
Central Bank of Peru 2026-03-02
Central Bank of Peru reports mortgage credit growth accelerated to 7.2% year on year in January 2026
The Central Bank of Peru reported that outstanding mortgage credit for home purchases grew 7.2% year on year in January 2026, reaching PEN 75,040 million. This marks the highest growth rate since February 2023, driven primarily by mortgages in soles, which expanded 8.1% year on year. The dollar share of mortgage lending remained low at 5.5%.