The Joint Committee of the European Supervisory Authorities, bringing together the European Banking Authority, the European Insurance and Occupational Pensions Authority and the European Securities and Markets Authority, published its 2024 Annual Report summarising the joint work completed over the year, including its monitoring of potential emerging risks for financial market participants and the wider financial system. The cross-sectoral focus in 2024 covered joint risk assessments, sustainable finance, operational risk and digital resilience, consumer protection, financial innovation, securitisation, financial conglomerates and the European Single Access Point. Key deliverables included policy products supporting implementation of the Digital Operational Resilience Act and ongoing work related to the Sustainable Finance Disclosure Regulation, with ESMA chairing the Joint Committee and discussions coordinated across the ESAs, the European Commission and the European Systemic Risk Board.