Mexico's National Commission for the Protection and Defence of Users of Financial Services published complaint statistics for the state of Chiapas covering January to September 2025, reporting 3,589 complaints, a 21.4% increase versus 2024 and 1.8% of the national total. The amount claimed totalled MXN 127.2 million, down 12.6% year on year, while the amount recovered was MXN 13.2 million, down 28.6%. Complaints came from users in 98 of the state’s 124 municipalities, led by Tuxtla Gutiérrez with 53.5%, followed by San Cristóbal de las Casas and Tapachula at 6.6% each. Most cases were handled via the Electronic Management process (70.0%), with 16.0% processed through REDECO-related handling linked to debt collection agencies and 14.0% through other CONDUSEF processes. Debit cards, the special credit report and credit cards accounted for 47.5% of complaints, while key drivers included disagreement with the tax identification number recorded on the report, unrecognised transactions, and threatening or intimidating debt-collection conduct, together representing 25.3% of cases. By sector, multiple banking represented 46.0% of complaints, followed by credit information societies at 19.1% and insurers at 12.4%; within multiple banking, 21.6% related to older adults and 46.9% to possible fraud, mainly unrecognised purchases and unrecognised electronic transfers.
CONDUSEF 2025-11-24
Mexico's National Commission for the Protection and Defence of Users of Financial Services reports 3,589 complaints in Chiapas up 21.4%
Mexico's National Commission for the Protection and Defence of Users of Financial Services reported 3,589 complaints in Chiapas from January to September 2025, a 21.4% increase from 2024, with MXN 127.2 million claimed and MXN 13.2 million recovered. Debit cards, credit reports, and credit cards were the main sources of complaints, driven by unrecognised transactions and aggressive debt-collection practices. Multiple banking accounted for 46.0% of complaints, with significant concerns over fraud and issues affecting older adults.