The State Bank of Vietnam convened its 2026 Conference on Banking Inspection and Supervision, reviewing 2025 outcomes and agreeing priorities, tasks and solutions for the year ahead. The 2026 programme is framed as a “substantive and comprehensive transformation” built on four pillars: a stronger move to risk-based inspection and supervision with gradual alignment to international standards, substantive digital transformation and data use, institutional strengthening, and human resource development, against the backdrop of implementing Government Decree No. 05/2026/ND-CP on the organisation and operation of the banking inspectorate. A reorganisation in 2025 established the State Bank Inspectorate and the Department of Management and Supervision of Credit Institutions from the former Banking Inspection and Supervision Agency, operating under the new model from 1 March 2025. Inspection activities in 2025 were described as completing the assigned plan, including complex inspections, strengthening follow-up on post-inspection conclusions and recommendations, and tightening enforcement of administrative violations, alongside work on complaints handling and anti-corruption measures. Supervision was reported as becoming more proactive and risk-based, with a focus on implementing changes under the 2024 Law on Credit Institutions, monitoring credit growth limits, and intensifying oversight of weak and specially controlled credit institutions, including compulsory transfer plans and monitoring of restructuring and bad-debt handling plans for 2021–2025. For 2026, Governor Nguyen Thi Hong directed the inspectorate to adhere closely to the inspection plan while allowing for additional thematic inspections in higher-risk areas, and to strengthen monitoring of implementation after conclusions are issued. Deputy Governor Pham Quang Dung called for tighter coordination between the inspectorate and the supervision department across planning, execution and post-inspection handling to ensure consistent approaches and early risk detection, with regional branches expected to coordinate closely with central units and local authorities to support safe and secure banking operations.
State Bank of Vietnam 2026-01-30
State Bank of Vietnam sets 2026 banking inspection and supervision agenda under new Banking Inspectorate decree
The State Bank of Vietnam's 2026 Conference on Banking Inspection and Supervision outlined a transformation plan focusing on risk-based inspection, digital transformation, institutional strengthening, and human resource development, aligned with Government Decree No. 05/2026/ND-CP. The agenda emphasizes adherence to inspection plans, thematic inspections in high-risk areas, and enhanced coordination between the inspectorate and supervision department for consistent risk management and secure banking operations.