The Superintendency of Banks of Panama published updated financial statistics for the International Banking Center (CBI), showing total deposits rose 7.27% year on year to USD 118.204bn and remained the system’s main funding source. The release also reported growth in net credit and total assets alongside liquidity and capital ratios above regulatory baselines. External deposits drove deposit growth, increasing 14.72% to USD 48.097bn, while domestic deposits totalled USD 70.107bn, up 2.69%. More than 58% of external deposits were concentrated in Colombia, Brazil, Guatemala, Costa Rica and the Dominican Republic, and the data showed a shift toward time deposits among retail depositors (up 6.33% domestically and 15.52% externally). Net credit reached USD 100.647bn (+5.21%), led by external net credit of USD 38.644bn (+15.19%), with the largest disbursements in personal consumption, commerce and mortgages; total CBI assets rose 4.83% to USD 163.233bn. Legal liquidity stood at 57.14%, the liquidity coverage ratio remained above the regulatory minimum, and the capital adequacy index was 16.27%. For contingent operations, the report recorded 12.7% growth in 2025, driven mainly by undisbursed credit lines (69% of the total, +14%); letters of credit rose 14% and guarantees and sureties increased 13.1%, while derivatives fell 25.8%. The supervisor indicated it will continue prudential supervision focused on maintaining the banking system’s stability and confidence.
Superintendencia de Bancos de Panama 2026-03-27
Superintendency of Banks of Panama releases International Banking Center data showing deposits up 7.27% to USD 118.204bn
The Superintendency of Banks of Panama published updated statistics for the International Banking Center, reporting 7.27% year-on-year growth in total deposits to USD 118.204bn, driven by a 14.72% increase in external deposits, alongside rises in net credit to USD 100.647bn and total assets to USD 163.233bn. Liquidity and solvency indicators remained robust, with legal liquidity at 57.14%, the liquidity coverage ratio above the regulatory minimum, and the capital adequacy index at 16.27%, while contingent operations grew 12.7%, mainly due to higher undisbursed credit lines.