The Central Bank of Brazil held the 28th plenary meeting of the Pix Forum and set out a 2026 improvement agenda for Pix, including measures to address misuse of the Pix “description” field and an expansion of Pix Automatic to allow initiation from salary accounts. On inappropriate messages, the central bank’s technical team has identified offensive, intimidating and threatening content being inserted into the “description” field, typically in transactions of negligible value. The central bank and Pix Forum participants will establish a dedicated working group to develop a proposal by 30 June 2026, guided by agreed premises including user education, maintaining Pix usability, upfront transparency on any filters or restrictions, proportionality of implementation costs across providers, clear separation of mandatory versus optional measures, and a consensual approach to any reference-value threshold for “negligible” transactions. Separately, the 2026 first-half Pix evolution agenda includes enabling salary accounts to initiate Pix Automatic, with a goal of operation from July 2026; where the final recipient is a legal entity or an entity not authorised to operate by the central bank, only the specific Pix Automatic regulation should be observed, subject to an exception when debit and credit authorisation involve the same institution under BCB Resolution 505 and National Monetary Council Resolution 5,251. The ongoing Pix agenda also includes rule-setting for “hybrid billing” that combines a bank boleto with a Pix QR code to reduce duplicate-payment risk and improve customer communication if a payment fails, and potential enhancements to the “contest” button that triggers the Pix Special Return Mechanism to collect more information and help filter out out-of-scope claims and misuse.

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