Chile's Ministry of Finance rolls out the National Financial Inclusion Strategy and seals collaboration with Valparaíso universities

Chile's Ministry of Finance presented the National Financial Inclusion Strategy (ENIF) in Valparaíso as part of its national rollout, with a focus on extending “financial wellbeing” to excluded groups, particularly women microentrepreneurs and young people. The event also included the announcement of two cooperation agreements between the Advisory Commission for Financial Inclusion (CAPIF) and the University of Valparaíso and the Pontifical Catholic University of Valparaíso. ENIF, published in January 2025 and developed by CAPIF, is Chile’s first national financial inclusion strategy and is structured with a gender perspective and consumer protection focus across access, use and quality, financial education, market conduct, and financial wellbeing. The Ministry highlighted priorities including improving quality access for women, youth, older adults, persons with disabilities, and small entrepreneurs, addressing territorial gaps in service coverage, and reinforcing regulation, market infrastructure, and consumer rights. Activities included technical sessions on financial education and gender and age gaps, a talk on tax education and formalisation for entrepreneurs, and youth-oriented sessions including pension system education and certification of participants in the PUCV-INJUV “School of Financial Education.” The declaration of intent signed with the Pontifical Catholic University of Valparaíso was positioned as a starting point to bring other higher education institutions into a Network of Universities for Financial Education to support dissemination of ENIF.