The Central Bank of Jordan has issued Instructions No. (2/2026) to regulate lending-based crowdfunding, creating a dedicated framework for how firms can be licensed and operate this activity under the Finance Companies Law No. 107 of 2021 and its amendments. The instructions set requirements for obtaining a Central Bank of Jordan licence, along with governance and risk management expectations and technical requirements for platform operations. They also regulate contractual relationships between relevant parties and introduce customer protection controls, including safeguards for customer data and funds, disclosure requirements, conflict-of-interest controls, and measures to combat money laundering and terrorist financing. Companies seeking to work in this field are invited to review the instructions before applying for a licence, with the instructions applying from the date of their approval.
Central Bank of Jordan 2026-01-20
Central Bank of Jordan issues instructions establishing licensing and operating requirements for lending crowdfunding
The Central Bank of Jordan has issued Instructions No. (2/2026) to regulate lending-based crowdfunding, establishing a framework for licensing and operation under the Finance Companies Law No. 107 of 2021. The instructions include governance, risk management, technical requirements, and customer protection controls, addressing data and fund safeguards, disclosure, conflict-of-interest, and anti-money laundering measures.