The Central Bank of the Solomon Islands (CBSI) has highlighted the first payouts under TrigaCash, the country’s first parametric microinsurance product, after heavy rainfall in Guadalcanal earlier in 2026 triggered payments to about 35 policyholders totalling around SBD 8,800. The pilot is intended to provide rapid support to households, informal workers and small businesses affected by climate-related shocks, and some customers received more than one payout after separate rainfall events activated the product again. CBSI supported TrigaCash through its regulatory sandbox, allowing the product to be tested under supervision with consumer protection and learning built into the pilot. Developed under the Pacific Insurance and Climate Adaptation Programme, the product uses Trans Pacific Assurance Limited as insurer, Solomon Islands National Provident Fund and its youSave platform to reach informal sector workers, and M-SELEN mobile wallets to deliver payouts directly. Funds reached customers within two weeks of the rainfall event and within 24 hours of M-SELEN receiving payout data from the insurer. Solomon Islands National Provident Fund is also subsidising 50 per cent of premiums for the first 2,000 customers during the pilot phase. The pilot will continue to generate lessons on customer understanding, product suitability, operational performance and responsible scale-up. CBSI also pointed to its recently signed Letter of Agreement with the United Nations Capital Development Fund to support drafting NFIS 4 and strengthen its capacity in climate and disaster risk financing.