The Financial Conduct Authority (FCA) has appointed David Geale as permanent Managing Director of the UK Payment Systems Regulator (PSR) and as the FCA’s Executive Director for Payments and Digital Finance, confirming his leadership role as the PSR moves towards consolidation into the FCA. Geale will help deliver the National Payments Vision and lead the FCA’s work on open banking and digital finance, while also playing a key role in the planned consolidation of the PSR into the FCA announced by the Government in March. The remit also includes supervision of payments and cryptoasset firms under the recently announced regime, alongside continuing PSR priorities such as authorised push payment (APP) fraud and card processing fees. Geale had been acting as PSR Managing Director since June 2024 and previously served as the FCA’s Director of Retail Banking.