The National Bank of Moldova published remarks by Governor Anca Dragu from an international conference on European financial integration, governance and digital transformation, setting out how the central bank’s institutional reforms and alignment with European standards are supporting Moldova’s financial modernisation and EU integration. She noted that the National Bank of Moldova is coordinating three EU accession negotiation chapters covering the free movement of capital, financial services, and economic and monetary policy. In her speech, Dragu said Moldova’s banking system is stable and well-capitalised, with prudential indicators above minimum regulatory levels, and pointed to the International Monetary Fund and World Bank Financial Sector Assessment Program review as highlighting system resilience. She also cited S&P’s “BB-/B” sovereign rating with a stable outlook as reflecting improvements in the macroeconomic and financial framework. On infrastructure, she highlighted that accession to the Single Euro Payments Area has significantly reduced the cost of euro transfers, while the MIA instant payments system is widely used for leu payments by households and businesses. She also referenced progress on capital market development, including initiatives to connect to European market infrastructures and launch modern trading platforms to diversify funding sources and support investment.