The Central Bank of Colombia published amendments to its regulatory instructions on the interoperability of instant low-value payment systems, updating its framework for entities that process payment orders and/or instant funds transfers. The changes revise selected sections and Annex 7 of the External Regulatory Circular DSP-465 issued on 26 June 2025, clarifying guidance on how participants should populate the Centralized Directory and how to generate dynamic and static QR codes. The update is addressed to low-value payment system operators, the Financial Superintendence of Colombia, and the Superintendence of the Solidarity Economy.
Central Bank of Colombia 2025-09-04
Central Bank of Colombia amends instant low-value payments interoperability rules to clarify centralized directory population and QR code generation
The Central Bank of Colombia has amended its regulatory instructions on the interoperability of instant low-value payment systems, updating the framework for entities processing payment orders and instant funds transfers. Revisions to the External Regulatory Circular DSP-465 clarify guidance on populating the Centralized Directory and generating QR codes. The update targets low-value payment system operators and relevant supervisory bodies.