The Federal Deposit Insurance Corporation has published its latest public list of state nonmember banks evaluated for compliance with the Community Reinvestment Act, covering ratings assigned in April 2026. The release is a disclosure of CRA examination outcomes rather than a policy change and identifies how examined institutions were rated on their record of meeting community credit needs. The list covers 53 banks. Of those, 49 received an S rating, three received an O rating, and one received an SN rating. The O ratings were assigned to American Exchange Bank in Henryetta, Oklahoma, Republic Bank & Trust Company in Louisville, Kentucky, and Bridgewater Bank in Saint Louis Park, Minnesota. Liberty Bank, Inc. in Salt Lake City, Utah, received the SN rating. The FDIC also noted that CRA requires it to assess banks' records of serving the credit needs of their entire communities, including low- and moderate-income neighborhoods, consistent with safe and sound operations, and that consolidated and institution-specific CRA evaluations are publicly available.
Federal Deposit Insurance Corporation2026-07-02
Federal Deposit Insurance Corporation releases April 2026 CRA ratings for 53 state nonmember banks
The Federal Deposit Insurance Corporation published its April 2026 Community Reinvestment Act ratings for 53 state nonmember banks. The list shows 49 banks with an S rating, three with an O rating, and one with an SN rating. It is a public disclosure of examination results, not a new rule or supervisory policy change.