The State Bank of Pakistan has designated United Bank Limited, Habib Bank Limited and National Bank of Pakistan as domestic systemically important banks for 2026 following its annual assessment based on financial statements as of Dec. 31, 2025. The banks will be subject to enhanced supervision and additional Common Equity Tier 1 capital requirements from March 31, 2027. United Bank Limited must maintain an additional 2.5% Common Equity Tier 1 requirement, while Habib Bank Limited and National Bank of Pakistan face additional requirements of 1.5% and 1%, respectively. Pakistan branches of global systemically important banks must also hold additional Common Equity Tier 1 capital against their risk-weighted assets in Pakistan at the rate prescribed by the Financial Stability Board for their respective principal bank.
2026-08-21State Bank of Pakistan
State Bank of Pakistan designates three domestic systemically important banks for 2026
The State Bank of Pakistan has designated United Bank Limited, Habib Bank Limited and National Bank of Pakistan as domestic systemically important banks for 2026. From March 31, 2027, they must meet additional Common Equity Tier 1 requirements of 2.5%, 1.5% and 1%, respectively, alongside enhanced supervisory requirements.