Moldova's Ministry of Finance held a public consultation on draft legislation governing consumer credit for residential property. Developed by the National Commission for Financial Markets, the bill would establish conduct requirements for mortgage lenders and strengthen consumer protections across the advertising, offering and contracting process. The draft would introduce precontractual safeguards to support meaningful comparison of mortgage offers, alongside clear requirements for consumer information, advice and creditworthiness assessments. It would also set minimum form and content standards for credit agreements and require greater transparency in mortgage advertising.
Ministry of Finance (Moldova)2026-08-03
Moldova's Ministry of Finance consults on consumer protection rules for residential mortgage lending
Moldova's Ministry of Finance consulted on draft rules for consumer credit secured on residential property. The bill would impose lender conduct requirements, precontractual safeguards and minimum contract standards, with clearer rules on information, advice, creditworthiness assessments and advertising.