The National Bank of Moldova published its assessment of the banking sector for the first half of 2026, reporting growth in assets, lending, deposits, capital and profit alongside broad compliance with prudential requirements. Total assets rose 6.4% to MDL 202.02 billion, gross loans increased 11.7% to MDL 114.32 billion and deposits grew 5.5% to MDL 152.43 billion. Profit climbed 14.6% from the same period a year earlier to MDL 2.36 billion. The total own funds ratio reached 24.3%, while the liquidity coverage ratio and net stable funding ratio stood at 263.6% and 163.7%, respectively, above their 100% minimums. One bank exceeded the 35% market dominance limit, reaching 36.1% by assets and 36.4% by individual deposits. The central bank also advanced rules aligning the national framework with European Union legislation and Basel III. New credit valuation adjustment risk rules introduce standardized, basic and simplified methods for calculating capital requirements and revise the related COREP reporting template, with the changes taking effect on July 1, 2027. Further amendments update operational risk reporting following adoption of the new standardized approach. From July 1, 2027, banks will also be able to use the internal ratings based approach, in addition to the standardized approach, when determining the capital effects of eligible credit risk mitigation techniques.
2026-09-10National Bank of Moldova
National Bank of Moldova reports 6.4% asset growth and advances Basel III and EU regulatory alignment
The National Bank of Moldova reported 6.4% growth in banking assets to MDL 202.02 billion in the first half of 2026, with stronger lending, deposits, capital and profit. Sector liquidity and capital ratios remained above minimum requirements, although one bank exceeded the 35% market dominance limit. The central bank also advanced EU and Basel III aligned rules covering credit valuation adjustment risk, operational risk reporting and credit risk mitigation.