The National Credit Union Administration published second quarter 2025 credit union system performance data showing year-on-year growth in assets, lending, and funding across federally insured credit unions. Total assets rose by USD 82.0 billion (3.6%) to USD 2.38 trillion, total loans outstanding increased by USD 64 billion (3.9%) to USD 1.68 trillion, and insured shares and deposits grew by USD 71 billion (4.0%) to USD 1.83 trillion. System net worth was 11.11% versus 10.84% a year earlier, with the ratio excluding the Current Expected Credit Loss transition provision starting in 2023 Q1. Net income totalled USD 17.7 billion at an annual rate year to date through the second quarter, up USD 2.1 billion (13.2%) from the same period in 2024; membership reached 143.8 million after adding 2.8 million members over the year, and cash increased to USD 192.0 billion (up 1.2%). The NCUA made the quarterly data summaries, trend graphics, and a spreadsheet listing all federally insured credit unions filing a call report as of June 30, 2025 available via the Credit Union Analysis section of NCUA.gov.

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