Costa Rica's General Superintendence of Insurance published a media report describing cases of online banking fraud in which victims lost funds held in the Mandatory Complementary Pension Regime (ROP) and the Labor Capitalization Fund (FCL). The report recounts how a disability pensioner said he was tricked via a false link and a Messenger interaction into sharing access information, after which just over CRC 3 million disappeared from his account and his accumulated ROP and FCL savings were wiped out. It also cites data from the Judicial Investigation Agency indicating that more than 22,000 fraud offences have been reported since 2020, with the most common banking-fraud subtypes recorded as “internet use” (6,107), “unauthorised charge” (5,014), “lost or misplaced through carelessness” (4,364) and “indeterminate” (4,160).