The Austria Financial Market Authority published an update on Austrian insurers’ performance for the nine months to 30 September 2025, showing a sharp rebound in profitability after a 2024 comparison period affected by severe storm losses. Result from ordinary activities (EGT) rose 67% year on year to EUR 1.91 billion, primarily reflecting higher profits in non-life and accident insurance. Premium volume increased 5.1% to EUR 18.84 billion, with health insurance premiums up 8.4% to EUR 2.58 billion. Non-life and accident premiums rose 5.1% to EUR 12.31 billion, while life premiums grew 3.1% to EUR 3.96 billion, supported by higher one-off premiums (up 24% to EUR 592 million) and unit-linked and index-linked business (up 14% to EUR 1.19 billion). By segment, EGT was EUR 1.51 billion in non-life and accident (up 85%), EUR 242 million in health (up 56%), and EUR 158 million in life (down 9.7%); non-life and accident profitability was 12.9% of premiums, and the median Solvency Capital Ratio increased to 271% from 264% at mid-year. The FMA noted that the full quarterly report is available on its website in German.
Austria Financial Market Authority 2025-12-11
Austria Financial Market Authority reports Austrian insurers’ profits up 67% to EUR 1.91 billion in the first nine months of 2025
The Austria Financial Market Authority reported a 67% increase in insurers' profitability for the first nine months of 2025, with results from ordinary activities reaching EUR 1.91 billion. Premium volumes rose 5.1% to EUR 18.84 billion, driven by growth in health, non-life, and accident insurance. The median Solvency Capital Ratio improved to 271%, reflecting enhanced financial stability.