Bolivia's Financial System Supervisory Authority published mid-year indicators for the National Financial System, showing credit outstanding of BOB 226.721bn as of 30 June 2025, up 4.4% from a year earlier. Deposits totalled BOB 224.106bn (up 1.3%), the non-performing loan ratio was stable at 3.2%, and the capital adequacy ratio stood at 14.6%. Microcredit was the largest segment at BOB 70.526bn (31% of the portfolio), followed by housing loans at BOB 55.557bn (25%), business loans at BOB 54.144bn (24%), SME loans at BOB 24.590bn (11%) and consumer loans at BOB 21.903bn (10%). Productive-sector credit reached BOB 109.520bn (up 7.9% year on year) and social interest housing loans totalled BOB 30.732bn, benefiting more than 102,000 families. Provisions for non-performing loans amounted to BOB 9.720bn (up 5.6%), implying coverage of 135%; liquid assets were BOB 71.151bn with a liquidity ratio of 63.2%; and sector profits rose 29.2% to BOB 1.140bn.
Financial System Supervisory Authority of Bolivia 2025-07-17
Bolivia's Financial System Supervisory Authority reports credit portfolio up 4.4% year on year to BOB 226.721bn at end-June 2025
Bolivia's Financial System Supervisory Authority reported mid-year financial indicators, with credit outstanding at BOB 226.721bn, a 4.4% increase from the previous year, and deposits at BOB 224.106bn, up 1.3%. The non-performing loan ratio remained stable at 3.2%, while the capital adequacy ratio was 14.6%. Sector profits rose 29.2% to BOB 1.140bn, with liquid assets at BOB 71.151bn and a liquidity ratio of 63.2%.